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Installment Payments - LeanPay, Klarna & NLB Buy&Go

Installment Payments

Flexible financing options for private individuals (consumers).

Consumer credit specifically for customers living in Slovenia. The amount is split into equal monthly installments and paid via direct debit from your bank account.

Who is Eligible?

  • Residence: Must have permanent residence in Slovenia.
  • Age: 18 to 80 years old (at contract signing).
  • Status: Regularly employed (salary) or Pensioner.
  • Bank: Must hold a personal transaction account (TRR).
  • Tech: Must have your own mobile phone.
Note: Companies are not eligible. This is for private consumers only.

Financing Terms

Citizens of SI Up to €15,000
Foreign Citizens Up to €8,000 (with permanent residence)
Period Up to 84 months
First Payment Paid the month after purchase.
Repayment Direct debit (TRR) around the 18th of the month.

Documents Required

You will generally need:

  • Valid ID Card or Passport.
  • Tax Number (Davčna številka).
  • Bank card linked to your TRR.

*For larger amounts, you may need to provide a bank statement showing the last salary/pension inflow clearly labeled (Salary/Pension).

A fully digital installment plan. LeanPay is available for residents of Slovenia and Hungary. Please check the section below matching your residence.

LeanPay Slovenia

SI Eligibility

  • Citizenship: Republic of Slovenia.
  • Residence: Permanent residence in Slovenia.
  • Income: Regular monthly income (Salary, S.P., or Pension). Student work is excluded.
  • Requirements: Valid SI ID Card/Passport, Smartphone, Personal TRR in Slovenia.

SI Terms

Amount €50 to €12,000
Period 3 to 84 months
Installment Min €10, Max €400 per month.
Verification Courier/Store verification of ID + SMS code required upon delivery.
LeanPay Hungary

HU Eligibility

  • Age: 18+ years old (Private consumer).
  • Documents: Hungarian ID/Passport/Driver's License + Address Card.
  • Bank: Personal Hungarian bank account in your name.
  • Check: Subject to KHR (Credit Register) check.

HU Terms

Amount 25,000 to 2,000,000 HUF
Due Date Choose 7th or 17th of the month.
Payment Bank transfer to LeanPay (OTP Bank).
Income Proof 3 months bank statements (Salary) or 1 month (Pension).

"Buy Now, Pay Later" for customers residing in supported countries (EU, UK, US). Note: You must be a resident of the country store version you are using.

Who is Eligible?

  • Residency: You must live in the country where you are using Klarna (e.g., German resident for Klarna DE).
  • Age: 18+ years old.
  • Financial: Valid bank card/account in that country & good credit history.
  • Regions: US, UK, Sweden, Germany, Canada, Ireland, Denmark, Austria, Switzerland, Norway, Finland, Netherlands, Belgium, France, Italy, Spain, Portugal, Poland, Australia and New Zealand.

Common Payment Plans

Exact options depend on your country and credit assessment.

  • Pay in 3 (or 4)
    Split purchase into 3 or 4 interest-free payments. Paid every 2 weeks or monthly.
  • Financing (6-24 Months)
    For larger purchases. Interest rates (APR) apply based on credit profile.
  • Pay Later
    Receive goods first, pay up to 30 days later.
* Klarna performs an individual credit/risk assessment for every purchase. Available purchase limits are visible in your Klarna App.